GAP Cover

What is GAP Cover?


In short, GAP covers the difference between what you pay for your vehicle and what your insurer pays out for the vehicle at the point of a total loss (write off).



For example I buy a vehicle in 2015 brand new for £12,000. I have a claim in 2016 and my vehicle is written off, my insurer pays out (market value) of £8,500. Luckily I have Gap cover and this will cover the shortfall of £3500!

“My car dealership has offered me GAP cover. 
Why should i buy from you?”


Due to the large amount of cover you can get we are hearing that dealers are charging astronomical premiums for this product, making it sound cheaper by spreading it over 12/24 months!

Using this real life scenario you can decide who you should purchase from!

Customer Details:


Vehicle Value
£15,000


Claim limit
£5000


Cover period
3yrs



Car Dealership

£440


BG Insurance

£150

To arrange cover, please fill out the form.

See Key Facts

BG Insurance is a trading style of Barry Grainger Limited. Authorised and regulated by the Financial Conduct Authority. Calls may be recorded for monitoring purposes. Company registration number: 3957323. FCA registration number: 305659. Registered address: 20 Chapman Way, Tunbridge Wells , Kent . TN2 3EF. Registered in England and Wales. © Copyright 2008-2016 Barry Grainger Ltd. All rights reserved.