Residential Buildings & Contents Insurance
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To request a quote, call us or complete our online form. We will need all of the key information relating to you, your vehicle, and what unique insurance requirements you have.
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After you've submitted our online form, we will call to check your key details and to discuss the level of cover you require. This will allow us to build the right policy to suit your unique needs.
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Once we have confirmed your details and policy needs, we can compare the available options. We will discuss the key details to make sure you understand the terms & conditions.
Essential cover for your home and its contents
Residential Buildings & Contents Insurance: What You Need to Know
Getting the right cover in place is important when it comes to insuring your buildings and contents. BG Insurance understands this and as well as offering standard cover we also have access to a range of optional additional products, and can look to get a tailored quote for you. We can offer cover for buildings only, contents only or a combined policy. Call us today to discuss your needs.
The following options are also available:
Home Legal Cover (From £7.00)
Lexelle Home Legal Cover is primarily designed to offer protection to you and your family for your costs of pursuing a claim for damages in an accident sustained in the course of employment. It also offers representation in the event of a tax investigation, protection of your earnings whilst attending Jury Service, defence against contract disputes and allows us to negotiate for your legal rights in a civil action relating to material property. Family Legal Expenses Lexelle Limited, with UK General Insurance Limited on behalf of Great Lakes Reinsurance.
Home Emergency Cover (£39.00)
If you have an unexpected home emergency such as a burst pipe or boiler break down, you want to put things right as quickly as possible to protect your property from further damage and make your home safe and comfortable to live in. It’s not always straightforward to find a reputable contractor at short notice and even if you do, it can be expensive. Our Home Emergency policy provides you with a low cost solution ensuring help is always available when you need it most. Our Home Emergency cover is provided by Lexelle and underwritten by Arag plc & Brit Syndicate 2987.
Why Choose BG Insurance for Residential Buildings & Contents Insurance
At BG Insurance we search our panel of insurers to source a suitable policy at the right price. We have a range of insurance schemes available for all types of properties, so why not get a quote now to see if we can save you money on your home insurance.
We have a friendly UK call centre with dedicated staff who will look at every aspect of your quotation in detail to find you the right product from our panel of insurers and will tailor it to your specific needs.
FAQs
Buildings insurance covers the structure of your home, including the walls, roof, and permanent fixtures like bathrooms and kitchens. It can also cover garages, sheds, and other outbuildings. It usually covers damage from events like fire, storms, floods, vandalism, and subsidence. Some policies also cover accidental damage.
Contents insurance covers the personal belongings inside your home, such as furniture, electronics, clothing, and other valuables. It covers loss or damage to personal items caused by events like theft, fire, flooding, and sometimes accidental damage. High-value items may need to be specified separately.
The cost varies based on factors like the value of your home, the value of your possessions, the location of your property, and the level of coverage you choose. Adding extra coverage (e.g., accidental damage) increases the premium.