Driving instructor insurance premiums are calculated based on risk over the entire policy year. Insurers are not reacting to short-term changes in workload or the time of year. Instead, they assess a combination of long-term indicators that help predict the likelihood and cost of claims. Here are three of the most important factors that influence […]
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When you take out driving instructor insurance, legal expenses cover is often listed as an optional extra. Many instructors see it as something they may never need. In practice, it can be one of the most useful parts of a policy when something goes wrong. This guide explains what legal expenses cover includes. It also […]
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If you’re training to become a driving instructor or already teaching professionally, it’s essential to understand the difference between PDI insurance and ADI insurance. While both are types of driving instructor insurance, they are designed for different stages of your career and are not interchangeable. Choosing the wrong type of cover can invalidate your policy […]
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Growing from a sole trader into a fleet or multi-instructor driving school is a significant milestone. More cars and more instructors can increase income, but they also change your insurance needs significantly. Relying on the same driving instructor insurance you had as a one-car business can leave serious gaps. Here’s what UK driving instructors should […]
Running a driving school or working as an independent driving instructor means your car is not just a vehicle. It is your business, your workspace and the place where every learner builds their confidence on the road. That is why dual control car breakdown cover has become one of the most important protections for instructors […]
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As a driving instructor, your car is more than transport. It is the foundation of your business. But when it comes to driving instructor insurance, one of the biggest factors influencing your premium is your claims history. Understanding how insurers assess past claims, accidents, and no-claims bonuses can help you manage costs and keep your […]
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A damaged car or unexpected accident can stop lessons instantly. For driving instructors and school owners, that means lost income until the vehicle is repaired or replaced. Standard driving instructor insurance protects your car and covers third-party claims, but it does not automatically replace the earnings you lose while you cannot teach. Adding business interruption […]
As a driving instructor or school owner, choosing the right insurance affects both cost and convenience. Two of the most common options for covering teaching vehicles are named driver policies and any driver policies. Understanding how each works can help you reduce expenses and avoid gaps in cover. What Is a Named Driver Driving Instructor […]
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Running a driving school often means managing more than one vehicle. As your business grows, keeping track of several policies for different cars can become expensive and time-consuming. Choosing fleet insurance for driving schools can simplify administration and reduce costs while keeping every instructor and learner fully protected. What Is Fleet Insurance for Driving Schools […]
Teaching learner drivers comes with unavoidable risk. Even with dual controls and expert supervision, accidents and unexpected incidents can happen. Standard car insurance will not fully protect you if a student injures someone or damages property while under your instruction. That is where driving instructor public liability insurance becomes essential. What Is Driving Instructor Public […]